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Interest Free Credit

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We're helping take the pain out of unexpected repairs by offering our customers the option to spread the cost.

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Klarna Finance terms and conditions

Duration (fixed) 3
Representative APR% (fixed) 0% Representative APR % 18.9% Representative APR % 18.9% Representative APR %
Per month
Per month
Per month
Total amount payable £300 £329.16 £357.60
Per month
Per month
Per month
Total amount payable £600 £658.20 £715.20

Credit is provided by Klarna Bank AB which is authorised and regulated by the Swedish Financial Supervisory Authority, with limited supervision by the Financial Conduct Authority and Prudential Regulation Authority in the UK.

Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.

* For 3 months option, a third is payable on the day of purchase. The balance is paid in two equal monthly instalments 30 and 60 days later respectively. Open to anyone with a UK registered debit or credit card. No hard credit check takes place on this option.

To access Klarna finance you need to have a web enabled device with you at point of purchase.

18.9% representative APR (fixed). Assumed credit limit £1200. Subject to credit assessment.

Credit/Loans are subject to status. Eligibility, terms and conditions apply. Credit/Loans available to permanent UK residents aged 18 and over. Halfords Autocentres Limited acts as credit broker/intermediary and not as a lender. Halfords Autocentres Limited is authorised and regulated by the Financial Conduct Authority. Registered office: Icknield Street Drive, Washford West, Redditch, Worcestershire, B98 0DE United Kingdom. Company number: 04050548.

Payment Assist Finance Option

Did you know that we offer Interest Free Credit on vehicle repair bills over £200?

Pay just 25% deposit on the day, then pay the balance over the following three months. Simple!

  • Spread the cost of unexpected repairs over four months, interest free
  • Available on ALL repairs over £200 - no exceptions
  • Open to anyone with a UK registered debit card*.

*Currently Starling Bank cards, Monzo Bank cards and Metro Bank Cards cannot be used

How it works

Simply pay your 25% deposit with a debit card and the remaining three payments will be automatically taken over the following three months

Example: total bill £200

Deposit in-centre1st March£50
Second payment1st April£50
Third payment1st May£50
Final payment1st June£50

There are no credit checks or lengthy forms to be completed, so as long as you have a UK-registered debit card with sufficient funds to cover the 25% initial deposit, you can take advantage of the offer.

*Please note that Interest Free Credit is only available in centre. For more information, please speak to your autocentre manager.

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